Note: You do not need the exact amount. The GotZoom platform will still provide your loan subsidization options. We will give you a link to recover your FSA ID later if you need it.

Note: If you do not know your interest rate, the GotZoom platform will use an industry average interest rate of 6.875% to calculate your subsidization options.

Note: The Department of Education (DOE) does not currently offer programs covering private student loans. Federal programs you may qualify for will not cover your private student loans. Don't let this discourage you. Even if you have private student loans, you may be eligible for subsidies on other DOE loans.

Note: If you are in default, you can’t take advantage of GotZoom’s services right now. In order to help you, please contact your current servicing company (aka servicer) or collection agency to complete what they call a “rehabilitation process”. They will need the following information from you: (i) income, (ii) household size, (iii) monthly expenses. After you have made payments for 3 to 9 months. Please contact GotZoom and we will advise you of the best options available.

Note: you need to work 30 plus hours per week on average in order to qualify for public service loan forgiveness.

Note Monthly Income: please give GotZoom your individual monthly income, not your combined or household income.

Note: Monthly Income: Your spouse’s income is required by law if you apply for any of the income-driven repayment plans. This information will only be used for eligibility and calculation purposes on these programs and will not be distributed elsewhere. In just a moment, you will be provided a summary of your information and what will need to be submitted.

Note: GotZoom does not share information with the Internal Revenue Service (IRS). Your answer is only used to determine your eligibility for subsidization.

Note: Adjusted Gross Income (AGI) is an individual's total gross income minus specific deductions such as individuals that are dependent. If you don’t have the exact amount, an estimate will be OK.

Note: this number should include you and all others on your tax return.